8 STEPS TO BUYING A HOME
Buying a home can be a very intimidating process, especially if you've never done it before!
The first thing you should do before you start the home buying process is to figure out whether owning a home is right for you. Take into account that if you do buy a home, there are extra responsibilities and costs that go along with owning a home-such as lawn care, home maintenance and repairs, etc. Rule of thumb says that you should budget $1 per square foot per year for maintenance and repair costs.
Step 1: Check Your Credit Report & Score
Before getting a mortgage or any kind of loan, you should always check your credit.You are allowed one free copy of your credit report per year and can do this by visiting Annualcreditreport.com. Scores range from approximately 300 to 850; generally, the higher your score, the better loan you'll qualify for.