Figure out What You Can Afford
You can calculate how much you can afford by starting online. Use our Mortgage Calculator on our "Buying" page. Don't forget to factor in money you'll need for a down payment, closing costs and fees (such as fees for an attorney, appraisal, inspection, etc.). Remember that you don't always have to put down 20 percent. There are loans available with little to no down payment. An experienced home loan expert can help you understand all your loan options, closing costs and other fees.