Find the Right Lender & Real Estate Agent
To find the right mortgage lender It's best to shop around. Get recommendations from your real estate agent, friends and family and check with the Better Business Bureau. Talk to at least three or four mortgage lenders. Ask lots of questions and make sure they have answers that satisfy you. Make sure to find someone that you are comfortable with and who makes you feel at ease.
Once you have the right mortgage lender, get pre-approved! The lender will pull your credit and get more information about you. If you like, you can take it one step further by getting an actual approval before you start home shopping. That way, when you're ready to make an offer, it will make the sale go quicker. It is also helpful when making an offer, as it is more appealing to sellers to see that you already have guaranteed financing.